PAGE 46
THE WARREN-WATCHUNG CONNECTION
FEBRUARY 2013
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jet-set
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Nikki Tans
AirBrush Tanning Boutique
291
Springfield Ave. • Berkeley Heights
908.295.9729
www.nikkitans.com
Private Parking Lot
AIRBRUSH EXPERT
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GUILT-FREE-TANNING
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VILLA NOVA
FINANCING
GROUP, LLC
30
Technology Drive
Unit 2C, Warren
Although mortgage interest rates
are at an all-time low, the difficulty of
getting loan approval is at an all time
high. Credit scores, late payments,
recent job changes are just some of
the problems borrowers are facing
every day. This often results in costly
delays, failure to meet deadlines, loss
of rate lock-ins and extreme frustra-
tion for all involved. If you haven’t
financed or re-financed a home
mortgage in a while, you’re in for a
rude surprise. That’s where
Villa
Nova Financing Group
can make a
real difference. This is a team of
mortgage planning specialists that
has a well-earned reputation for
helping their clients overcome these
difficulties and thereby reducing the
pain of today’s home buying process.
They know the problems and pitfalls
and expertly guides the parties to
closing.
Villa Nova Financing Group
specializes in helping buyers finance
a new home or re-finance their cur-
rent one, with a custom mortgage
that’s tailored to need the buyers’
financial situation needs. Because
they’re brokers and not bankers –
they approach the situation with
their clients’ best interest in mind.
Although a 30-year, fixed-rate
mortgage has been the staple of the
real estate world for generations – it
may not be the best fit for every
homebuyer. Factors like age of the
borrowers, ages of their children and
the length of time they plan to stay
in their new home all play a role in
how
Villa Nova Financing Group
determines the ideal mortgage that
precisely fits the wants and needs of
their clients. These financial special-
ists pride themselves on helping
clients select the financing options
that best meet their specific needs
and goals. Working with their certi-
fied mortgage planning specialists
can help borrowers understand and
evaluate the features and benefits of
different mortgage options, and ulti-
mately making the right choice.
Unlike bankers,
Villa Nova
Financing Group’s
certified special-
ists must complete over 20 hours of
class time and pass both federal and
state examinations in order to be
licensed. They specialize in a wide
variety of real estate products that
include mortgages, commercial
loans, reverse mortgages and Gift of
Equity planning. That, in combina-
tion with their relationships with
nearly 30 lenders throughout New
Jersey, enables them to secure not
only the most competitive loan rates
as well as those that most efficiently
meet the needs of each borrower.
Their professionalism, commitment
to customer service and personal
attention and passion for turning
dreams of home ownership into real-
ity has garnered them high praise not
just from clients, but from real estate
brokers, financial planners and other
professionals tied into the home-buy-
ing process.
The certified mortgage planning
specialists at
Villa Nova Financing
Group
are ready to help you buy a
new home, refinance an existing
mortgage or expand or consolidate
finances for a small business. They’ll
happily meet with you to review
your situation, evaluate your needs,
assess your goals and present you
with mortgage solutions that are
designed with you in mind. To learn
more, call (973) 921-0220 or visit
www.villanovagroup.com – you’ll
quickly understand why “Nothing
fits like a custom mortgage!” from
Villa Nova Financing Group.
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WARREN
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Offer valid for new Goddard families at the above location only. Must enroll at event to receive discount. Some program restrictions apply. Not valid with any other offer.
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program is AdvancED accredited. © Goddard Systems Inc. 2012
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