The Connections Bernards Ridge Edition April 2020

Did You Know? Interest Rates Were Just Lowered! O: 732.389.9898 x112 C: 732.742.4951 ANDREWS@NJLENDERS.COM Licensed by the New Jersey Department of Banking & Insurance Licensed by the New York Dept of Financial Services Andrew Savoca Division Manager NMLS #7155 PURCHASE OR REFIS 39 Ave at the Commons, Shrewsbury, NJ NMLS #1116706 Licenses: NJ Lenders Corp. NMLS ID: 35286 www.nmlsconsumeraccess.org | Connecticut Mortgage Lender License No. 8566 | Florida Mortgage Lender License No. MLD583 | Maryland Mortgage Lender License No. 19642 | New Jersey Reside ntial Mortgage Lender License No. 9100938. Licensed by the N.J. Department of Banking and Insurance | New York Licensed Mortgage Banker NYS Department of Financial Services. Mortgage Banker License No. B500605 and Exempt Mortgage Loan Servicer Regis- tration No. B500605 | Pennsylvania Mortgage Lender License No. 22105 | Virginia NMLS ID No. 35286 (www.nmlsconsumeraccess.org ). Virginia Broker License No. MC- 3196; Lender License No. MC-3196. This information is not a loan commitment or an offer to extend cr edit as defined by 10 CFR 1026. 2. Program rates, loan terms and conditions are subject to change at any time and may vary based on the individual borrower’s eligibility and credit history. NJ Lenders Corp. is an Equal Housing Lender. • Switch to 15 year fixed • Cash out to consolidate debt • As little as 3% down on purchases • Let me quote you a lower rate • Save monthly • Why pay more than you have to home & design PAGE 65 theconnectionsnj.com

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